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| Sign Up | Free | Free | Free | Free | Free |
| Fees | 2.7% - 4.4% transaction amount plus a fixed fee based on the currency See full list of merchant fees here |
Free on first money transfer. Just use promo code FREE Depends on the amount to be sent, where to send it and how the recipient will access the money Maximum transfer of Php 50,000 |
No wire fees to receive local currency | Pay others within the Payoneer network for free Up to 90% lower fees than other payment solutions |
Applicable to D&V invoice of less than AUD 1000 or equivalent currency. |
| Exchange Rates | Exchange rates near bank rates | Exchange rates guaranteed to beat the banks | Exchange rates guaranteed to beat the banks | Decide when to exchange payments received in USD, EUR, GBP, AUD or JPY to local currency | Exchange rates near bank rates |
| Tracking | Email, website or through their mobile application |
SMS updates | At any moment, you can track your money | via Payoneer account in Payment Requests Received | via Transferwise account |
| Processing Time | 1-2 business days after the funds have cleared | Instant | In most cases verification will be instant. Occasionally, It could take up to 3 business days. | Send money faster than international wire transfers | 24 hours turnaround time to reflect the payment |
| Support | Online chat or phone support available 24/7 | Available 24/7 (teams in UK, US and Philippines) | Online chat or phone support available 24/7 | 24/7 multilingual customer support | Email or phone support available |
| Other Features | Most used payment gateway in the world | Recipient doesn’t need to sign up to receive the payment | Can be linked to Xero, Quickbooks and Netsuite | NA | Accepts credit card |
| Mobile App | App is available in Google Play and App Store | App is available in Google Play and App Store | Not available | App is available in Google Play and App Store | App is available in Google Play and App Store |